The Importance of Life Insurance Continuing Education

Because of new insurance products, policy changes and new rules and regulations the state enforces; continuing education for life insurance agents is very beneficial. They are able to keep up with current industry trends and sell the best products available to their clients. Agents must complete a certain number of educational hours every 1-2 years depending on their state’s rules and regulations. Anyone holding a life insurance license enabling them to sell life insurance to the public must complete the continuing education requirements or face a fine. If an agent has more than one license additional classes may be required. For instance, someone with a property and casualty license or an adjuster license must complete difference courses to meet their continuing education requirements.

Many states offer different options when it comes to how to complete their life insurance continuing education requirements. Many agents choose to do their continuing education online simply because it is more convenient than sitting in a classroom. Online continuing education is usually easier and less expensive as well. The only good thing about sitting in a classroom is that there is no final exam at the end of the presentation. You just have to sign an affidavit stating that you attended the lecture. Typically, if you complete your education online there is an exam at the end. Some exams are open book while others are monitored.

To determine what your state requires please contact a reputable online insurance school or your state department of insurance. They will be able to tell you how many hours you need, if you can do the courses online and what courses to take to fulfill your obligations to keep your license active. It is recommended to do this at least once a year. Many schools even offer a free service to email you when your insurance ce is due.

If an agent has multiple licenses such as a life license and a health license then you may be required to take different courses in each field. Many life insurance continuing education schools offer “bundles” including all the courses you need for both licenses. Some states require license specific courses while others do not. Almost every state requires an ethics course due to the professionalism an agent must adhere to. Again, continuing education for insurance agents is not only beneficial to the agent and the client it is required to keep your license active and enable you to continue selling any kind of insurance.

Revolutionary Educational E-Governance

At the outset of 21st century, technology has arisen mankind to a superlative epoch. From basic computing of the abacus days we have evolved to the high tech OmVcard of MStar Expert Systems developed by MGRM technologies. This OmVcard is a microprocessor chip based proprietary value card that empowers the subject and unfolds the route of infinite opportunities and success. It is a ground breaking thought that shall establish benchmarks in ceding education as it brings the concept of educational eGovernance to the fore.

The educational eGovernance accomplishes integration of all verticals in the field of learning. As an application educational eGovernance delivers the educational rehabilitation by refining and thoroughly developing the paradigms of knowledge in an individual. The life cycle approach that this solution adopts emphasizes on the necessities of the stakeholders in the education domain in terms of automation and purposeful transformation of the education system. This evolutionary mechanism brings the public, educational institutions and the state on one platform under one hood.

The educational eGovernance concept is applicable globally since it’s genesis began keeping in mind the global standards of feasibility. With various attitudinal approaches and cognitive skills of different cultures the deployment of this application has been at a variable pace. Nations like United States and European Union have shown an inquisition for this promising application. Hence many universities and state machineries have adopted it to ensure successful upgradation of their systems. So in the west it can be said that educational eGovernance will take it’s intended course and thus it remains a matter of time for us to see it become a propellant force there.

The situation where it all began is yet set to contrary. India is one of the most promising nations in the context of human resources and highly skilled labour however proportionally whatever quantity of quality output that emerges from the education system is more a case of providence and the determination of the students. With a vibrant demographic position India is yet to take a stride in terms of developing it’s undermined education sector. In the present scenario the inherited education system that we have has started to show need for upgradation on all levels. The British education system has established certain parameters that have become common expectations of all.

Since there has been a steep rise in population over the years the pressure on public institutions has also augmented in the same ratio. This occurrence has made India’s education system chaotic. The present characteristics of the academic sector are therefore not much pleasing and categorize as high dropout rate, teacher truancy, obsolete syllabi, inadequate infrastructure, unemployable graduates and the lot. The present structure lacks means of continuous monitoring, meaningful evaluation of the teacher and the taught, constant feedback to the administrators, faculty, parents and students.

The need of appropriate timely control and correction mechanisms is the solution to the situation and hence the educational eGovernance features into the scene. Many institutions and state facilitations have understood this phenomenon and have espoused educational eGovernance into their systems. The practicality of the solution has been tested and has excelled. The proliferation is yet on a run and as the word spreads the MStar Expert Systems also evolves simultaneously as they are a life cycle oriented mechanisms. The right to education will acquire it’s real meaning by the courtesy of MStar Expert Systems as the deployment of OmVcard will enable integrating every available piece of information for seamless instant access by the concerned individual.

This will reflect in the transparency of the system and accountability of responsible parties could be determined. Performances of teachers could incidentally be logically related to the grades of the pupils and even to the drop out statistics. The relevance of data that MStar Expert Systems will provide shall clear the haze and make our education system tweaked for better performance on each day. As a life cycle approach MStar Expert Systems will deliver to us the education system that is just as alive as us since MGRM technologies define the end in order to provide the means.